Temporary car insurance is car insurance that you can take out to insure yourself to drive for a fixed short period of time. You can buy cover for any amount of time between 1 and 28 days. You get all of the benefits of a regular policy except that you do not have to take out insurance for a whole year.
This type of cover allows you to get insured for as little as a day so you can borrow a car or drive a car back home that you have just purchased. It is a convenient way to get insured at short notice when you only need to drive a vehicle for a few days. You can get temporary insurance online at any time of the day or night which means that it is available when you need it. You are able to print of your documentation straight away from your printer so you can take your paperwork with you.
For most people getting temporary insurance is not a problem but if you have tried to get temp cover under 21 then you may have found it to be a different story. When tem cover was first made available by the smaller specialist insurers it was made available to everyone.
After a while the insurance companies realised that providing policies for relatively short periods of time to high risk drivers was leading to a high level of claims. As a result insurers now only provide temp cover to drivers who are 21 or over. If you are under 21 the next best type of insurance is pay as you go car insurance where you can get cover for a minimum of one month.